"So?" Justin asks casually.
"I haven't paid your student loans. I haven't even seen a bill. They are usually due on the fourteenth!"
Cue panic attack.
No one wants to be late on a bill.
No one wants to be late on a $$HUGE$$ bill. (The monthly payment is equivalent to the rent in our first apartment. Yikes.)
No one wants to be late on a $$HUGE$$ bill that will affect the interest discount for the next ten years you get for paying on time.
"Let's see if we can pay it online," Justin calmly suggests.
He goes online and our jaws drop. We cannot pay the bill online.
The loan has a balance of $0.
Cue happy dance!!!
Last year, Justin applied for a student loan forgiveness program - two years of work in an underserved area in exchange for loan forgiveness. Apparently, his loans were paid off this month and we didn't even know it.
I often thought of underserved areas as a teeny town in Alaska or a backwoods holler in the South and the thought of living like a pioneer for a couple of years scared me. We were happily surprised to discover that the small city/large town we currently live and work in qualifies as an “underserved area.” If you have a degree in medicine, social services, teaching, or anything on those lines, check out loan repayment programs in exchange for working in underserved areas. This is such a big benefit to our family!